# Payment Gateways

**WP admin:** each gateway is a plugin you install in WordPress and turn on in `WP Admin → POS → Settings → Checkout`.

A payment gateway adds a way to pay at the till: a card terminal on the counter, a payment from the customer's phone, or an invoice they pay later. Each one is a WordPress plugin from WCPOS that you add to your store. To go straight to yours, see [Choose a gateway](#gateways).

For a customer who wants to pay with a method your online store offers, see [Web Checkout](/ko/sell/take-payment/web-checkout.md); for Cash, Card and the other ways the till takes payment, see [Payment Methods](/ko/settings/checkout/payment-methods.md).

Pro Feature

Gateways need [WCPOS Pro](/ko/getting-started/pro-license.md). Without it, the till takes **Cash** and **Card** only.

## Where a gateway shows at checkout[​](#at-the-till "Where a gateway shows at checkout으로 직접 링크")

Press **Checkout** and the tender pane opens on **Payments**. A gateway marked **Payments** in the [list below](#gateways) gets its own tile there, next to **Cash** and **Card**.

![The tender pane on the Payments tab: the Payments and Legacy tabs, the Cash and Card tiles, the amount to pay and the Take button](/img/2.x/payment/gateways/index/en/tablet-light-regular--gw-1-payments-tab.png)1234

1. **Payments** — the tender pane. Every payment method with a tile is here. See [The Tender Pane](/ko/sell/take-payment/payment-screen.md).
2. **Cash** — counts the change for you. Comes with every store.
3. **Card** — for a card machine that isn't connected to the POS: take the card on the machine, then record it here. Comes with every store.
4. **Legacy** — gateways that run on their own payment page. See [The Legacy Tab](/ko/sell/take-payment/legacy-tab.md).

Gateway tiles sit in the order set in [Checkout Settings](/ko/settings/checkout.md#reordering-gateways). A tile the till can't use right now folds into a line under the tiles: **Stripe Terminal is not available right now**, or **2 not available right now** for more than one. Tap the line to see why.

WooCommerce's cash on delivery, bank transfer and cheque gateways get a tile too: you record them at the till, like **Card**. See [Payment Methods at the Till](/ko/sell/take-payment/payment-screen.md). Any other gateway is on the **Legacy** tab, which opens your store's own pay page for the order inside the POS. A Legacy gateway takes the whole order, so it can't be one part of a [split payment](/ko/sell/take-payment/split-payments.md).

Taking a payment on the Legacy tab

![The Legacy tab: the gateway's own payment page listing the gateways enabled for the POS, and the Process Payment button](/img/2.x/payment/gateways/index/en/tablet-light-regular--gw-2-legacy-tab.png)123

1. **Legacy** — the tab is always there. With no gateway to offer, it says so.
2. **Payment page** — your store's own pay page for this order. Choose the gateway and fill in what it asks for.
3. **Process Payment** — sends the payment to the gateway.

## Choose a gateway[​](#gateways "Choose a gateway으로 직접 링크")

### Card terminals[​](#hardware-terminal-gateways "Card terminals으로 직접 링크")

The customer taps, inserts or swipes a card on a terminal from your payment provider. The till sends the amount to the terminal and records the payment when the provider confirms it.

| Gateway                                                                          | At checkout           |
| -------------------------------------------------------------------------------- | --------------------- |
| [Stripe Terminal](/ko/hardware/card-readers/stripe-terminal.md)                  | Payments, 2.0+        |
| [SumUp Terminal](/ko/hardware/card-readers/sumup.md)                             | Payments, 2.0+        |
| [Mollie Terminal](/ko/hardware/card-readers/mollie.md)                           | Payments, 2.0+        |
| [Square Terminal](/ko/hardware/card-readers/square-terminal.md)                  | Payments, 1.0+        |
| [Mercado Pago Terminal](/ko/hardware/card-readers/mercado-pago.md) (Point Smart) | Payments, 1.0+        |
| [Windcave Terminal](/ko/hardware/card-readers/windcave.md)                       | Payments, 1.0+        |
| [PayArc Terminal](/ko/hardware/card-readers/payarc.md) (PAX)                     | Payments, 1.0+        |
| [PayPal Reader (Zettle)](/ko/hardware/card-readers/paypal-zettle.md)             | Legacy, every version |

The number is the oldest version of the gateway plugin that has a tile. An older version is on the **Legacy** tab. Which readers work on which device is on [Card reader compatibility](/ko/hardware.md#card-reader-compatibility).

### Phone payments[​](#mobile-payment-gateways "Phone payments으로 직접 링크")

* **[Vipps MobilePay](/ko/sell/take-payment/vipps-mobilepay.md)** — the customer scans a QR code on screen, or confirms a request on their phone, in the Vipps or MobilePay app. On the **Legacy** tab.

### Pay later[​](#digital-payment-gateways "Pay later으로 직접 링크")

The order is saved unpaid, and the customer pays it online afterwards.

* **[Email Invoice](/ko/sell/take-payment/email-invoice.md)** — the customer gets an email with a link to pay the order. On the **Payments** tab from version 0.1.0; an older version is on **Legacy**.
* **[Web Checkout](/ko/sell/take-payment/web-checkout.md)** — the customer pays on your web store's checkout. On the **Legacy** tab.

## Add a gateway to your store[​](#install "Add a gateway to your store으로 직접 링크")

You do this once, in WordPress, as the store owner: install the gateway, connect your account, turn it on for the POS, then reload the POS. Each gateway's page has its own settings.

Store owner: install, enable or fix a greyed-out gateway

1. **Install it.** In `WP Admin > POS > Settings > Extensions`, find the gateway, press **Install**, then **Activate**. Or download the plugin zip from the gateway's GitHub releases page and upload it in `Plugins > Add Plugin`, then **Upload Plugin**. Web Checkout isn't in the Extensions list, so it's always a zip. See [Extensions](/ko/manage-store/add-ons.md#installing-an-extension).
2. **Connect your account.** Open the gateway in `WP Admin > WooCommerce > Settings > Payments` and enter the keys from your payment provider. If the gateway has a test mode, take a test payment before going live.
3. **Turn it on for the POS.** In `WP Admin > POS > Settings > Checkout`, switch on **Enabled** for the gateway, and drag it to where you want its tile. It doesn't have to be switched on for your web store. See [Checkout Settings](/ko/settings/checkout.md#enabling-a-gateway).
4. **Reload the POS.** The till reads your payment methods each time it starts.

**Install is greyed out, with Requires Pro to install.** Installing from **Extensions** needs WCPOS Pro.

**The Enabled switch is greyed out.** Every gateway but Cash and Card needs WCPOS Pro, activated with your licence key. See [Pro License](/ko/getting-started/pro-license.md).

## If something goes wrong[​](#goes-wrong "If something goes wrong으로 직접 링크")

**The gateway isn't at checkout.** Look on the **Legacy** tab first. If it isn't there either, check that **Enabled** is on in Checkout Settings, then reload the POS. If the switch is greyed out, open **Store owner: install, enable or fix a greyed-out gateway** under [Add a gateway to your store](#install).

**It's on the Legacy tab, not a tile.** That's where PayPal Reader, Vipps MobilePay and Web Checkout always go. For a terminal [listed above](#hardware-terminal-gateways) with a version, check the installed version against the table. If it's older, update it: its card in **Extensions** shows **Update available** when there's a newer one.

**The tile is under "not available right now".** Tap the line: each gateway shows why, such as **Needs a connection** while you're offline. Finish the sale with another method meanwhile.

**A payment fails.** If the till names **PAYMENT301**, the store refused the gateway: it isn't enabled for the POS, or it's gone. See [PAYMENT301](/ko/error-codes/PAYMENT301.md). A failure on the terminal or at the provider is on the gateway's own page, with its error messages and fixes. To report a fault, see [Support](/ko/troubleshooting/contact-support.md).

### Build your own gateway[​](#creating-your-own-gateway "Build your own gateway으로 직접 링크")

For developers: any WooCommerce payment plugin can be wrapped for the POS. Start from the [Gateway Template](/ko/developers/gateway-template.md).

## Related Documentation[​](#related-documentation "Related Documentation으로 직접 링크")

[Payment MethodsCash, Card and every other way your store takes payment](/ko/settings/checkout/payment-methods.md)

[Checkout SettingsTurn gateways on for the POS and set their order](/ko/settings/checkout.md)

[ExtensionsInstall, activate and update gateways from WordPress](/ko/manage-store/add-ons.md)